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January 12, 2026

The Title Report Edition
January 12, 2026
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UWM Holdings acquires Two Harbors Investment Corp. for $1.3B
Posted Date: Thursday, December 18, 2025
UWM Holdings Corp. announced it has acquired Two Harbors Investment Corp. in an all-stock deal for $1.3 billion in equity value This transaction is expected to provide UWM with, among other things, an expanded mortgage servicing rights portfolio valued at about $400 billion, and the combined company will rank number 8 among servicers nationwide, according to UWM.

Survey: Home builder confidence rises slightly at year’s end
Posted Date: Friday, January 2, 2026
Home builder confidence inched up to end 2025 but was still in negative territory as builders contend with higher construction costs and tariff and economic uncertainty, according to a survey released by the National Association of Home Builders. But, there are some positive signs on the horizon, the association’s chief economist said.

Real estate platform raises $2.5M in seed funding round
Posted Date: Friday, January 2, 2026
Real estate platform Beycome’s leader says the $2.5 million in seed funding it raised will allow the company to accelerate product development, strengthen its technical leadership, scale its title services and expand into more states.

Homa announces first end-to-end AI-powered home purchases
Posted Date: Friday, January 2, 2026
Homebuyers in Florida can now purchase homes while self-representing with the assistance of Homa’s artificial intelligence-powered full-service real estate platform. The company said the process addresses the new regulatory rules concerning buyer’s agents established by the Sitzer-Burnett settlement.

Clear Title Agency of Arizona hires VP of operational growth
Posted Date: Friday, January 2, 2026
Clear Title Agency of Arizona selected a professional with 30-plus years of title and escrow experience to serve in the firm’s newly created position of vice president of operational growth.

Ardán Inc. hires chief innovation officer
Posted Date: Friday, January 2, 2026
Ardán Inc. has welcomed back a title insurance veteran to serve as the firm’s chief innovation officer.

Gap between number of homesellers and buyers widens
Posted Date: Friday, January 2, 2026
There were 529,770 more homesellers than buyers in the housing market in November, according to Redfin, the largest gap in records dating back to 2013 aside from this summer.

Fitch Ratings forecasts increased title revenues in 2026
Posted Date: Wednesday, December 31, 2025
Fitch Ratings’ outlook for the title insurance sector in 2026 includes a projection that industry revenues will increase and that commercial and residential origination volumes will be modestly higher. Fitch is anticipating continued stability for the sector in the new year.

The Realty Alliance head details new approach to business post-Sitzer
Posted Date: Wednesday, December 31, 2025
October Research reached out to Craig Cheatham, president and CEO of The Realty Alliance, to find out how the Sitzer-Burnett v. NAR settlement affected compensation for real estate agents and changed the way brokerages conduct business.

Study finds rise in fraud claims tied to refi transactions
Posted Date: Wednesday, December 31, 2025
A study released by Milliman Inc. revealed that more than 40 percent of all title insurer losses and expenses are tied to fraud and forgery claims connected with refinancing transactions.

Westcor promotes staffer to Midwest regional manager
Posted Date: Wednesday, December 31, 2025
Westcor Land Title Insurance Co. has promoted a 30-year title insurance veteran to serve as the firm’s Midwest regional manager.

Dono launches AI-powered report generation system
Posted Date: Wednesday, December 31, 2025
Companies can upload data packages to Dono’s platform, where artificial intelligence unbundles documents, extracts relevant information, and generates customized reports.

Redfin: Home sale listings see largest month-over-month drop since June 2023
Posted Date: Wednesday, December 31, 2025
Both active home-sale listings and new listings declined in November, according to Redfin. Economists noted home sellers are backing away because buyers are retreating.

Diversified National Title rebrands as Acrisure Title
Posted Date: Tuesday, December 23, 2025
Michigan-based Diversified National has rebranded as Acrisure Title and is setting up its operations under the national Acrisure Real Estate Services platform.

Brokers still struggling with buyer agreements post-Sitzer
Posted Date: Tuesday, December 23, 2025
The Sitzer-Burnett v. NAR settlement in March 2024 has created numerous changes within the real estate industry. October Research reached out to Marx Sterbcow, managing attorney at Sterbcow Law Group, and Charles “Chuck” Cain, nationally recognized title attorney and president of Alliance Solutions, LLC, to ask about buyer agreements post-settlement.

First American: Home prices dip in November, but rise slightly year-over-year
Posted Date: Tuesday, December 23, 2025
First American Data & Analytics’ November 2025 Home Price Index report showed home prices decreased slightly from October, but those figures rose by a little more than one-half of 1 percent compared with November 2024.

Optimal Blue promotes two veteran leaders to chief financial officer, chief revenue officer
Posted Date: Tuesday, December 23, 2025
Optimal Blue announced two of its veteran leaders have been moved up to the positions of chief financial officer and chief revenue officer.

FNF Agency Operations unveils on-demand education center
Posted Date: Tuesday, December 23, 2025
FNF Agency Operations rolled out the FNF Academy, an on-demand education center exclusively for its title agents.

Zillow: Housing market cools in November, expected to warm up in spring
Posted Date: Tuesday, December 23, 2025
The housing market experienced a seasonal cooling in November after low mortgage rates in September and October pushed buyers and sellers to be more active than usual, according to Zillow.

Title Financial Corp. acquires Montana-based title firm
Posted Date: Friday, December 19, 2025
Title Financial Corp. announced it has acquired a Butte, Mont.-based title firm. Title Financial also has offices in Idaho and Wyoming. Company leaders say the acquisition will provide clients with expanded resources, advanced technology, and continued local expertise.

What does the future compliance landscape hold?
Posted Date: Friday, December 19, 2025
As changes continue to come down from Washington, D.C., the compliance landscape for 2026 could be very different than in 2025. Mayer Brown's Kris Kully and Mother Lode Holding Co. CEO Lisa Steele discuss the latest developments from federal agencies as it relates to emerging litigation risks and how technology and legislative priorities will reshape the industry.

Ubitquity launches crypto tool to aid title agencies in fight against vacant land fraud
Posted Date: Friday, December 19, 2025
Ubitquity Inc. launched Crypto Audit Scanner — Title Company Edition, to help title agencies and real estate attorneys combat vacant land fraud. This product offers a combination of cryptocurrency source of funds verification and advanced seller identity defense.

Liberty Title hires new account executive
Posted Date: Friday, December 19, 2025
Liberty Title’s newest hire has a background in customer service, commercial insurance, consulting and entrepreneurship.

LenderLogix adds eSignature component to its point-of-sale platform
Posted Date: Friday, December 19, 2025
LenderLogix has expanded its LiteSpeed point-of-sale platform with the addition of LiteSpeed eSign, which will allow lenders to tag and request documents for electronic signatures directly in Encompass.

Redfin: Pending home sales see largest drop in almost a year
Posted Date: Friday, December 19, 2025
Pending home sales fell 5.8 percent from a year earlier, the biggest decline since the start of 2025, according to a report from Redfin.

How do new NAR rules impact settlement service operations?
Posted Date: Thursday, December 18, 2025
The Sitzer-Burnett v. NAR settlement in March 2024 has created numerous changes within the real estate and settlement services industries. The Title Report spoke with several industry leaders about how their transactional processes changed following the settlement.

American Eagle Title acquires 17th title plant in Oklahoma
Posted Date: Thursday, December 18, 2025
American Eagle Title Insurance Co. (AETIC) has acquired a title plant in Okmulgee County, Okla. The new title plant joins AETIC’s growing portfolio of company-owned plants across Oklahoma, New Mexico and Texas.

FirstClose hires new vice president of sales
Posted Date: Thursday, December 18, 2025
FirstClose’s new vice president of sales has led sales organizations for more than 25 years. The executive is charged with refining the go-to market strategy and driving revenue growth.

Settlor unveils integration with DataTrace
Posted Date: Thursday, December 18, 2025
Settlor has unveiled an integration with DataTrace that will provide users of Settlor’s title production system with access to DataTrace data-focused tools from within the Settlor platform.

Zillow: Majority of home buyers skip rate shopping, potentially costing them money
Posted Date: Thursday, December 18, 2025
: A majority of home buyers seek quotes from just one mortgage lender and by doing so, may cost themselves thousands of dollars during the life of a loan, according to a Zillow analysis.

When costs shift gradually: What tariffs and regulatory change have in common
Posted Date: Tuesday, December 16, 2025
For those in the industry who lived through RESPA Reform and TRID, the challenges of the current marketplace probably feel familiar, says October Research Chief Knowledge Officer Mary Schuster. As external forces again change the cost of doing business, the question for companies is the same: Who absorbs the cost?

AM Best affirms financial strength, credit ratings for Investors Title companies
Posted Date: Tuesday, December 16, 2025
AM Best has affirmed financial strength and credit ratings for both subsidiaries of Investors Title Co., Investors Title Insurance Co. and National Investors Title Insurance Co. The two subsidiaries are collectively known as Investors Title Co. Group. Read on to find out more.

NFIB: Small-business owners’ optimism rises, but so does uncertainty
Posted Date: Tuesday, December 16, 2025
The National Federation of Independent Business (NFIB) Small Business Optimism Index rose 0.8 points in November while the Uncertainty Index increased by 3 points. The NFIB attributed the rise in uncertainty partly to the continued lack of qualified workers. Read on to learn more.

PropLogix hires ex-creative director to serve as VP of marketing
Posted Date: Tuesday, December 16, 2025
PropLogix hired a former employee to fill the role of vice president of marketing. Read on to learn more.

First American integrates compliance tool into MeridianLink Mortgage LOS
Posted Date: Tuesday, December 16, 2025
First American Data & Analytics announced that its loan-level regulatory compliance tool, RegsData, is integrated into the MeridianLink Mortgage loan origination system. This integration will help ensure loans meet regulatory and investor requirements before closing. Read on to learn more.

Redfin: New home sale listings post largest drop in two years
Posted Date: Tuesday, December 16, 2025
New listings of homes for sale fell 1.7 percent year-over-year during the four weeks ending Dec. 7, according to Redfin. Read on to find out more.

Attorney opinion letter provider files for Chapter 15 bankruptcy
Posted Date: Friday, December 12, 2025
Voxtur Analytics Corp and its U.S. subsidiaries have filed for Chapter 15 bankruptcy. The company obtained an initial order from the court that approved a $2.35 million interim financing loan facility and appointed PricewaterhouseCoopers Inc. as a monitor. Read on to learn more.

AI-based tools can carry financial benefits for title firms
Posted Date: Friday, December 12, 2025
Artificial intelligence (AI)-based tools help make companies’ title production systems more efficient and productive, but they can also play a role in improving firms’ bottom lines. The leaders of four different companies spoke with The Title Report about the ways that title firms can benefit monetarily from using their tools. Read on to find out more.

Razi launches new product for title agencies’ office TVs
Posted Date: Friday, December 12, 2025
Razi launched RaziTV, a product that turns everyday calendar and meeting information into a professional display for office televisions at title agencies. By connecting directly to a team’s existing calendar workflow, RaziTV updates continuously without requiring staff to manually build or manage slides. Read on to learn more.

Legal 1031 Exchange Services hires new counsel
Posted Date: Friday, December 12, 2025
Legal 1031 Exchange Services has hired a new counsel who will be charged with assisting clients and their advisors with forward and reverse IRC §1031 tax-deferred exchanges. Read on to learn more.

FirstClose partners with Stewart to improve order management system
Posted Date: Friday, December 12, 2025
FirstClose is partnering with Stewart Lender Services to enhance its order management system with an increased amount of home equity fulfillment capabilities. Read on to learn more.

ATTOM: Foreclosures increase year-over-year for ninth straight month
Posted Date: Friday, December 12, 2025
ATTOM’s November 2025 U.S. Foreclosure Market Report showed the number of foreclosures in the country rose year-over-year but dipped from October. November was the ninth straight month foreclosures increased year-over-year. Read on to learn more.

Indiana title company purchased by Meridian Title
Posted Date: Thursday, December 11, 2025
Meridian Title Co. acquired a family-owned title company based in Indiana. Leaders of the acquired company said they decided Meridian Title was the best partner aligned with its mission, culture and future goals. They noted this collaboration allows them to continue working with the same clients while providing additional opportunities for them. Read on to find out more.

Fitch Ratings shares sector outlook for title insurance in 2026
Posted Date: Thursday, December 11, 2025
Fitch Ratings announced its title insurance sector outlook for 2026, examining the industry’s expected profitability and ratings. Commercial real estate transactions remain a key driver of title insurer revenue, according to Fitch, and commercial loan originations are expected to grow in the new year. Read on to learn more.

Hometap raises $50M to offer home equity product to homeowners
Posted Date: Thursday, December 11, 2025
Hometap has raised $50 million in funding that will be used to speed up the adoption of its products including its core home equity investment product, which provides homeowners with cash in exchange for a percentage of their home’s future value. That allows homeowners a way to access equity without monthly payments. Read on to learn more.

PropLogix hires business development manager for Miami market
Posted Date: Thursday, December 11, 2025
PropLogix announced the hiring of a Florida International University graduate to work as a business development manager in the Miami market. Read on to learn more.

ACES Quality Management unveils innovation to make customer data portable
Posted Date: Thursday, December 11, 2025
ACES Quality Management announced the general availability of ACES DATABRIDGE, which makes ACES customer data fully portable. Read on to learn more.

Redfin: Average buyer’s agent commission up slightly since enactment of new NAR rules
Posted Date: Thursday, December 11, 2025
The average buyer’s agent commission for homes sold in the third quarter rose by about one-half of one percent year-over-year, according to Redfin. The third quarter marked the one-year anniversary of the enactment of new commission rules after the National Association of Realtors’ announced settlement in response to a class action lawsuit brought by home sellers. Read on to learn more.

Title executive forms group to support fellow female leaders
Posted Date: Tuesday, December 9, 2025
A title insurance executive founded a group designed to help her fellow female leaders tackle professional and personal challenges. WFG (Williston Financial Group) Vice President Jaime Johnson, director of WFG Agent 3.0, spoke with The Title Report about her goals for the Women at the (Closing) Table organization, which was inspired by October Research’s Women in Leadership breakfast at the National Settlement Services Summit (NS3) and the Women’s Leadership Summit (WLS). Read on to learn more.

Splitero closes $283M home equity investment securitization
Posted Date: Tuesday, December 9, 2025
Financial technology company Splitero announced the closing of a $283.3 million rated home equity investment (HEI) securitization on Nov. 25. Many new investors entered the HEI space, resulting in a 9.25x oversubscription of the entire transaction. Read on to learn more.

NFIB: Number of unfilled job spots rises for first time since June
Posted Date: Tuesday, December 9, 2025
The National Federation of Independent Business’s November jobs report found about one-third of small-business owners reported job slots they could not fill, which is 1 point higher than it was in October. “On Main Street, job growth continues to be constrained by a lack of qualified employees,” NFIB Chief Economist Bill Dunkelberg said. Read on to find out more.

AgentHome hires new vice president of operations
Posted Date: Tuesday, December 9, 2025
AgentHome has hired an industry veteran with more than 15 years of experience to serve as its vice president of operations. Read on to learn more.

Elite Closing Solutions relaunches contract-to-close-service with transaction coordinator
Posted Date: Tuesday, December 9, 2025
Elite Closing Solutions, in partnership with national transaction coordinator Andrew Farnell, has relaunched its contract-to-close service geared toward real estate investment companies.

Redfin: Investor home purchases up by 1 percent year-over-year
Posted Date: Tuesday, December 9, 2025
Investor home purchases rose by 1 percent year-over-year in the third quarter, coming in at a total of roughly 52,000, according to Redfin. Read on to find out more.


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