The October Research Keys to Real Estate podcast interrupted its season break to deliver a timely and exclusive discussion with Dr. Mark Calabria, a senior advisor at the Cato Institute who served as director of the Federal Housing Finance Agency (FHFA) during the first Trump administration.
Calabria sat down with October Research Chief Knowledge Officer Mary Schuster to offer insights about what the housing and lending sectors might expect during president-elect Donald Trump’s second term in the White House.
They delved into critical issues facing the housing market, including the future of government-sponsored enterprises and a possible end to their conservatorships.
From the ongoing housing supply crisis and the federal government’s role in promoting affordability to the trajectory of interest rates and potential leadership changes at the Federal Reserve, Consumer Financial Protection Bureau and FHFA, there are few topics not covered in this episode.
Calabria offered his take on pilot programs on the appraisal and origination sides and how those programs might evolve under the incoming administration to address systemic challenges.
Mortgage servicers may find his take on the Mortgage Bankers Association’s push to modernize the Real Estate Settlement Procedures Act (RESPA) illuminating, as well as his views on possible updates to the TILA-RESPA Integrated Disclosure (TRID) rule. The discussion also examined innovations in hazard insurance and strategies for navigating state-level regulatory challenges.
Listen to the episode, “Dr. Mark Calabria on Safety, Soundness, and a Second Trump Administration,” by clicking here.