Demotech, Inc. upgraded the Financial Stability Rating (FSR) assigned to Amrock Title Insurance Co. and DHI Title Insurance Co. to A’ (A Prime), Unsurpassed.
This level of FSR is assigned to insurers who possess unsurpassed financial stability related to maintaining positive surplus in regard to policyholders, liquidity of invested assets, an acceptable level of financial leverage, reasonable loss and loss adjustment expense reserves and realistic pricing.
FSRs summarize Demotech’s opinion of the financial stability of an insurer regardless of general economic conditions or the phase of the underwriting cycle. FSRs utilize statutory financial data based on insurance accounting principles prescribed or permitted by the National Association of Insurance Commissioners.