Informative Research (IR), a Stewart company, announced the availability of Halcyon’s IRS tax transcript service within the IR Verification Platform. This product expands IR’s suite of verification of income and employment (VOI/E) options, enabling lenders to access secure, permissioned tax transcript data from the IRS through Halcyon’s technology.
Integrating Halcyon into the IR Verification Platform allows lenders to automate income validation, meet investor rep and warrant relief requirements, and streamline workflows with trusted income data sources, according to a release.
“This collaboration not only marks a significant step forward in our partnership with Halcyon, but it also enhances our platform’s ability to support lender verification strategies with precision and efficiency,” IR Executive Vice President Steve Schulz said in a release. “By incorporating IRS-sourced income data, we’re giving lenders another powerful, automated tool for verifying borrower income, thus streamlining the process while maintaining compliance and confidence.”
The announcement builds on IR’s previously announced partnership with Halcyon, which brought AccountChek consumer-permissioned payroll data into Halcyon’s Income Analyzer.
“Making our IRS transcript solution available through IR is a powerful step forward,” Halcyon CEO Kirk Donaldson said. “We’re helping lenders reduce friction, increase compliance, and move closer to a fully automated income verification experience.”