ATTOM released its Mid-Year 2026 U.S. Foreclosure Market Report, which shows there were 227,548 properties with foreclosure filings — default notices, scheduled auctions or bank repossessions — in the first six months of 2026. That figure is up 21 percent from the same time period a year ago and up 28 percent from the same time period two years ago.
“Foreclosure activity continued to increase in the first half of 2026, but the broader picture remains one of a market that is gradually returning to more typical patterns,” ATTOM CEO Rob Barber, said in a release. “The combination of rising foreclosure starts, increased foreclosure completions, and shorter timelines points to a continued normalization of the foreclosure process, although the increases also suggest that some homeowners may be facing greater financial strain than they were a year ago.”
Among states with at least 500 foreclosure filings in the first half of 2026, the largest year-over-year increases in foreclosure activity were recorded in Idaho (up 59 percent), Colorado (up 57 percent), Georgia (up 52 percent), North Carolina (up 47 percent), and Mississippi (up 45 percent).
Nationwide, 0.16 percent of all housing units (one in every 632) had a foreclosure filing in the first half of 2026.
States with the worst foreclosure rates in the first half of 2026 were Florida (0.27 percent of housing units with a foreclosure filing); South Carolina (0.26 percent); Indiana (0.25 percent); Delaware (0.25 percent); and Illinois (0.23 percent).
Other states with first-half foreclosure rates among the top 10 worst nationwide were Nevada (0.22 percent); New Jersey (0.22 percent); Ohio (0.20 percent); Maryland (0.19 percent); and Utah (0.19 percent).
Among the 227 metropolitan statistical areas with a population of at least 200,000, those with the worst foreclosure rates in the first half of 2026 were Punta Gorda, Fla. (0.5 percent of housing units with foreclosure filings); Lakeland, Fla. (0.48 percent); Columbia, S.C. (0.43 percent); Macon, Ga. (0.36 percent); and Fayetteville, N.C. (0.36 percent).
Other major metro areas with foreclosure rates ranking among the top 10 worst in the first half of 2026 were Cape Coral, Fla. (0.35 percent of housing units with a foreclosure filing); Cleveland, Ohio (0.33 percent); Jacksonville, Fla. (0.31 percent); Ocala, Fla. (0.31 percent); and Jacksonville, N.C. (0.31 percent).
A total of 164,566 properties started the foreclosure process in the first six months of 2026, up 18 percent from the first half of last year and up 66 percent from the first half of 2020.
States that saw the greatest number of foreclosure starts in the first half of 2026 included Texas (20,739 foreclosure starts); Florida (20,358 foreclosure starts); California (16,040); Georgia (8,164); and Illinois (7,424).
Lenders foreclosed (REO) on a total of 27,983 properties in the first six months of 2026, up 33 percent from the first half of 2025 but down 26 percent from the first half of 2020.
States that posted the greatest number of REOs in the first half of 2026 included Texas (3,322 REOs); California (2,644); Florida (2,070); Pennsylvania (1,893); and Illinois (1,543).
Properties foreclosed in Q2 2026 had been in the foreclosure process for an average of 563 days, the lowest level since 2013. That figure was down 2 percent from the previous quarter and 13 percent lower than a year ago.
States with the longest average foreclosure timelines for homes foreclosed in Q2 2026 were Louisiana (3,491 days); Hawaii (2,293); New York (2,007); Connecticut (1,626); and Nevada (1,507).
States with the shortest average foreclosure timelines for homes foreclosed in Q2 2026 were Texas (155 days); New Hampshire (157); Wyoming (173); West Virginia (196); and Alaska (199).
There were a total of 115,714 properties with a foreclosure filing during the second quarter of 2026, down 3 percent from the previous quarter but up 15 percent from a year ago.
Nationwide, one in every 1,242 housing units had a foreclosure filing in Q2 2026. States with the worst foreclosure rates were South Carolina (one in every 723 housing units with a foreclosure filing); Florida (one in every 726 housing units); Delaware (one in every 805 housing units); Indiana (one in every 839 housing units); and Nevada (one in every 871 housing units).
Among 110 metropolitan statistical areas with a population of at least 500,000, those with the worst foreclosure rates in Q2 2026 were Lakeland, Fla. (one in every 421 housing units with a foreclosure filing); Columbia, S.C. (one in every 463 housing units); Cape Coral, Fla. (one in every 512 housing units); Bakersfield, Calif. (one in every 616 housing units); and Jacksonville, Fla. (one in every 635 housing units).