First BancTrust earnings down, but title subsidiary revenue up

First BancTrust Corp., the holding company for First Bank & Trust S.B., an Illinois-chartered savings bank, reported its fourth quarter and 2012 earnings. For the year, net income available to common shareholders was $3.05 million in 2012 compared to $3.34 million in the prior year. Read on for how the company’s title subsidiary contributed to and slightly boosted the overall results.