The deadline for submitting comments on the re-proposal of the TILA-RESPA Integrated Disclosure (TRID) rule is Oct. 18, so any interested parties are encouraged to make their voice heard quickly.
Comments may be submitted by identifying Docket No. CFPB-2016-0038 or RIN 3170-AA61, and commenters may file their comments in three ways.
Electronically, submissions are taking at www.regulations.gov, with instructions on the website for submitting comments.
Comments may be sent in by email to [email protected] and including Docket No. CFPB-2016-0038 or RIN 3170-AA61 in the subject line.
By snail mail, commenters can send in comments to Monica Jackson, Office of the Executive Secretary, Consumer Financial Protection Bureau, 1700 G S. NW, Washington, DC 20552. Comments also can be hand delivered or couriered to Jackson, but the address changes to 1275 First St. NE, Washington, DC 20002.
Among the primary areas where settlement agents have been urged to comment by trade associations and compliance attorneys is on the sharing of the Closing Disclosure with other parties in a way that protects consumers’ private data. In form comments among the more than 1,300 already submitted, many agents are asking the CFPB to address the “intricate issue of privacy with reference to state law and private contracts.”
Because paper mail in the Washington area and at the bureau is subject to delay, commenters are encouraged to submit comments electronically. In general, all comments received will be posted without change to the website at regulations.gov. Comments also will be available for public inspection and copying at 1275 First St. NE, Washington, DC 20002, on official business days between the hours of 10 a.m. and 5 p.m. ET. You can make an appointment to inspect the documents by calling 202-435-7275.
All comments, including attachments and other supporting materials, will become part of the public record and subject to public disclosure. Sensitive personal information, such as account numbers or Social Security numbers, should not be included. Comments will not be edited to remove any identifying or contact information.